Saving for your retirement can seem like an overwhelming task, but with the right financial plan, it can be easy to start budgeting your money to plan for your future. The two most common types of retirement savings accounts are IRA and 401k, but there are more options out there.
You can seek help from a financial adviser or take advantage of online financial programs that can calculate how much you should start saving and how you can make your money last longer. Chances are, you know that already since you are starting a website about how to save for retirement. Here are 10 great retirement finance affiliate programs to monetize your website and help you make money from helping people!
Retirement Finance Affiliate Programs
- CIT Bank
- Rebalance IRA
- BBVA Compass
- Swell Investing
- Self Directed IRA
- Ally Invest
- Bitcoin IRA
- URL: CIT Bank Affiliate Program
- Commission: $100 per lead
- Cookie: 30 days
CIT Bank is an online only bank that offers highly competitive savings products to help their customers save for their future. Their saving strategies include high yield savings products, a range of CDs, and IRAs. All of their deposit products are FDIC insured. CIT Banks has been recognized by NerdWallet, GOBankingRates, MyBankTracker, and more for the value they provide their customers.
They have partnered with Commission Junction to manage their affiliate program. To sign up, search for them in the advertisers section of cj.com. CIT Bank provides their affiliates with regularly updated creatives and promotions along with tracking tools to help them monitor their progress.
Why Should You Promote CIT Bank: Highly competitive savings products, Award winning service, extremely high commission rate
Affiliates earn an incredibly high $100 per completed application.
- URL: Rebalance IRA Affiliate Program
- Commission: $55 per lead
- Cookie: 60 days
Rebalance IRA pairs each of their clients with their own personal retirement team to monitor their money and ensure they are always on track to reach their goals. They have some of the lowest fees in the industry which saves their customers on average 68% in annual fees. Even the smallest amount of fee reductions can make a huge difference in the size of your retirement nest egg over time.
They use ShareASale to manage their affiliate program. Affiliates have access to all the marketing and tracking tools they will need to get started. It’s important to note that a valid lead is defined as a new potential client with a minimum of $100,000 in investable assets that completes a phone consultation.
Why Should You Promote Rebalance IRA: Personal retirement team, low fees and high returns, great commission rate
Affiliates can earn very high commission per lead as long as their lead meets Rebalance IRA’s lead requirements.
- Commission: $75 per application
- Cookie: Session based
BBVA Compass understands that every individual has unique dreams and goals. They help you create the opportunities for a brighter future. They are a leading banking franchise in the US and have been listed on Money Magazine’s list of Best Banks in America. Their award winning mobile apps help you save time and bank on the go.
Their current affiliate program products include free checking, ClearConnect checking, money market, and CDs. These products can help your viewers save money on bank fees and earn money through investments. Affiliates can join by searching for them in the advertisers section on Commission Junction. BBVA Compass provides their affiliates with all the creatives and tracking tools they need to get started.
Why Should You Promote BBVA Compass: Leading banking franchise, tools and services to help you save money, lots of marketing materials
Even though their cookie life is only session based, you can promote their products in multiple places on your website and blog to get your viewers to click on different links while they are still deciding.
- URL: Swell Investing Affiliate Program
- Commission: $2 per lead, $50 per funded account
- Cookie: 45 days
Swell Investing is an investing platform backed by Pacific Life that is focused on delivering profit and purpose. They help their customers invest in high growth companies that are focused on solving global challenges like clean water, disease eradication, and renewable energy. All customers have to do is select a traditional brokerage account or an IRA, pick your portfolios, then link your bank.
They use ShareASale to run their affiliate program. Affiliates receive marketing materials like banner ads and text links along with reporting tools. They also provide a monthly newsletter and new creatives every month to increase conversion rates.
Why Should You Promote Swell Investing: Investment with a purpose, high growth companies, two ways to earn commissions
Swell Investing offers their affiliates two ways to earn commissions with $2 per account creation and $50 for every account that is funded within 45 days.
Self Directed IRA
- URL: Self Directed IRA Affiliate Program
- Commission: $50 per Self Directed IRA LLC
- Cookie: 30 days
Self Directed IRA allows you to make your own investment choices. Choices include real estate, private equity, tax liens, franchises, hedge funds, mortgages, and more. They handle all the aspects of setting up your Self Directed IRA and provide you with 24/7 online support. They have an A+ rating with the Better Business Bureau.
They use an in-house affiliate management program to track commissions. All you have to do is sign up and add your tracking code to your website. Affiliates can access their statistics, linking code, and banners for their site.
Why Should You Promote Self Directed IRA: Freedom to make your own investment choices, A+ BBB rating, easy to use affiliate program
Self Directed IRA’s affiliate program makes it easy to start generating traffic right away so you can start earning commissions.
- URL: Ally Invest Affiliate Program
- Commission: $45 flat fee
- Cookie: 45 days
Ally Invest is an online stock and options broker. They offer a great selection of self-directed and managed investment products to help you invest the way you want. They offer some of the lowest commissions in the industry. Their standard pricing is $4.95 for Stock / ETF trades and 65¢ per Options trades + $4.95 base.
They have high conversion rates and earnings per click. Ally Invest uses FlexOffers to run their affiliate program. Personal finance content sites have been very successful in their program. Affiliates have access to creatives, tracking tools, and their dedicated performance marketing team.
Why Should You Promote Ally Invest: Low trade fees, high conversion rates, high EPC
Affiliates earn a flat $45 fee when a prospect successfully completes a self-direct trading application.
- URL: Goldbroker Affiliate Program
- Commission: 20%
- Cookie: 1 year
Goldbroker lets private investors and companies invest in physical gold and silver and store their investments. They are one of the only companies that offer precious metal investment services outside of the banking system. Clients are allowed direct access to their gold and silver stored in secure vaults in New York, Toronto, Singapore, and Zurich.
They use an in-house affiliate management system to run their program. They provide affiliates with banners, buttons, text links, a gold price widget, and an investment simulation widget. Affiliates can also link to their articles and pages and receive credit by adding # and their affiliate ID at the end.
Why Should You Promote Goldbroker: Protect your purchasing power, year-long cookie life, recurring commissions
Affiliates earn 20% of the net margin on purchases and storage services of the lifetime of the customer.
- URL: Blooom Affiliate Program
- Commission: $15 per free analysis
- Cookie: 30 days
Blooom is a robotic adviser for your 401k that picks the funds that best align with your retirement goals. For a flat $10 fee each month, they handle your 401k so you can set it and set it and forget it. They offer free analysis of your current employer-sponsored retirement plan to uncover any unnecessary hidden fees.
They have partnered with Impact Radius to run their affiliate program. Affiliates have access to unique tracking codes, creatives, product catalog, and reporting tools. Their affiliate management team is very responsive and available to help answer any questions.
Why Should You Promote Blooom: Set it and forget it 401k plan, no unnecessary hidden fees, no risk-free analysis
Affiliates earn $15 every time their viewers sign up for a free 401k analysis.
- URL: WiserAdvisor.com Affiliate Program
- Commission: Case by Case
- Cookie: Case by Case
WiserAdvisor.com is an online directory that connects investors with the right financial advisor. They have grown into an industry leader in lead generation. Some of the benefits of using their site include advisor pre-screening, no cost to you, no obligation, and saving your time by only talking to advisors that match your financial needs.
They are looking to build lasting relationships with businesses that generate high-quality investor traffic. WiserAdvisor.com uses their own affiliate management software. They provide their affiliates with different types of ads including text ads, banner ads, and IFRAMES. They have high conversion rates and offer generous revenue share agreements.
Why Should You Promote WiserAdvisor.com: Connects investors to the right financial advisor, no cost or obligation, case by case revenue agreement
Affiliates are approved on a case by case basis to make sure they are a good fit and decide on revenue share terms.
- URL: Bitcoin IRA Affiliate Program
- Commission: $15 per lead
- Cookie: 90 days
Bitcoin IRA is the world’s largest and most secure Bitcoin IRA. They offer an easy, secure solution for purchasing Bitcoin or other digital currencies from your retirement accounts. Bitcoin’s exponential rise in value has made their program even more popular. Their rollover process makes it quick and easy to transfer your IRA, 401K, or other eligible retirement accounts.
They use ShareASale to manage their affiliate program. Affiliates have access to custom referral links, banner ads, and text links. They can also track their lead, phone call, and commission data.
Why Should You Promote Bitcoin IRA: World’s largest Bitcoin IRA, secure solution for purchasing Bitcoin, no limits on leads
Be sure to read through Bitcoin IRA’s terms and conditions to learn more about qualifying leads. Increased commissions are available for affiliates with a history of high volume sales.
Affiliate Website Ideas
Now that you’ve read 10 great retirement finance affiliate programs, it’s time to pick a niche to target. You could focus on self-directed IRAs. Self Directed IRA allows you to make your own investment choices like real estate, private equity, tax liens, franchises, and more. Affiliates earn a $50 commission on each Self Directed IRA LLC.
Another niche idea is low fee IRA providers. Rebalance IRA saves their customers on average 68% in annual fees. They offer their affiliates $55 per qualified lead.
You could also target bitcoin retirement solutions as an alternative to the traditional stock market. Bitcoin IRA offers an easy, secure way to create a Bitcoin retirement account. Affiliates earn $15 per qualified lead.
If you want to go the traditional retirement route, you can also target a senior-related niche.
Boost Your Affiliate Earnings
These 10 affiliate programs are just the beginning of what's possible. There are hundreds of ways to earn affiliate commissions with your website, including product reviews, top 10 lists, how-to guides, and more
But what about traffic and conversions? How do you make sure your affiliate links get clicked?
I used the affiliate training here to turn my brand new website into a six-figure income generator in less than two years. Build a business, not just a pocket-money side project!