Credit cards allow people to make purchases based on the promise that they will repay the amount back at a later date with interest. Having good credit and great credit repayment history can help financial institutions decide whether or not to approve a loan for a big purchase like a car or home mortgage.
There is also a growing trend of signing up for credit cards based on their rewards programs and paying them off before any interest is due. Another trend on the other end of the credit card spectrum is credit score monitoring and credit repair services to help improve your credit scores.
Credit card affiliate programs typically pay very well in comparison to other niches and industries, so they are very popular to promote! Here are 10 great credit card affiliate programs:
Table of Contents
Credit Card Affiliate Programs
- Bankrate Credit Card Network
- Credit.com
- CommissionSoup
- Capital Bank
- Credit Assistance Network
- Experian
- Credit Repair
- FlexOffers
- TransUnion
- Credit Karma
Bankrate Credit Card Network
Bankrate Credit Card Network is an industry-leading performance marketing platform
- URL: Bankrate Credit Card Network Affiliate Program
- Commission: Varies
- Cookie: Varies
The Bankrate Credit Card Network is a credit card affiliate marketing program leader. Their team is made up of credit card performance marketing experts. They provide the best credit card offers from top issuers like American Express, Capital One, Discover, Chase, and Citi.
Their affiliate program is managed in-house. Bankrate Credit Card Network provides their affiliates with award-winning editorial content, user-friendly tools, co-brand solutions, and data feed. They work with their affiliates to help them meet their business goals.
Affiliates have access to the leading credit card offers and some of the industry's top monthly payouts.
Why Should You Promote Bankrate Credit Card Network: Credit card affiliate marketing platform leader, offers for top credit card companies, personalized affiliate help
Credit.com
Credit.com provides expert information to help people make smarter financial decisions
- URL: Credit.com Affiliate Program
- Commission: Varies
- Cookie: Varies
Credit.com was founded by credit experts and consumer advocates to help people make smarter financial decisions. They provide free education, tools, and unbiased comparisons of financial services and products. Their goal is to be the go-to source for expert information on all things personal finance including credit scores, credit cards, and credit reporting.
They offer high conversion rates and payouts. Affiliates have access to a great selection of exclusive offers, custom branding, and creatives. Credit.com offers live online reporting and help from their experienced affiliate support team to help you get started and answer any questions.
Credit.com works closely with their advertisers to provide the best converting products and great payouts for their affiliates.
Why Should You Promote Credit.com: Best credit product and services, high converting products, exclusive offers
Note: This affiliate program seems to be only available to current affiliates at this time, but please contact them to make sure. If your website has relevant traffic, you might be able to still get an account there.
CommissionSoup
CommissionSoup is a leading cost per action affiliate network with great credit card offers
- URL: CommissionSoup Affiliate Program
- Commission: Varies
- Cookie: Varies
CommissionSoup is a performance-based affiliate marketing network. They have some of the best credit cards offers from well-known and respected banks. Their great selection of credit cards means consumers and business owners can find the perfect card to fit their needs.
They have over 18 years of financial marketing experience. CommissionSoup is committed to helping their affiliates maximize their revenue opportunities. Affiliates have access to their proprietary technology and optimized marketing materials to help them promote.
Why Should You Promote CommissionSoup: Performance-based affiliate network, top credit card offers, proprietary affiliate technology. I also like that you have a HUGE selection of credit cards to promote, rather than just one company!
Their affiliate account representatives will discuss your marketing options and best programs for your target market to help maximize your conversion rates.
Capital Bank
Capital Bank's OpenSky Secured Visa Credit Card helps people build better credit
- URL: Capital Bank Affiliate Program
- Commission: $25 per funded account
- Cookie: 30 days
Capital Bank offers a consumer-friendly secured credit card called OpenSky. The OpenSky Secured Visa Credit Card helps build your credit with no credit check required to get started. Customers choose their credit limit and secure it by making a one-time refundable deposit to help improve their credit score.
Affiliates can sign up for the Capital Bank affiliate program at Commission Soup (listed above), or you can join as a Sovrn affiliate. You'll have less control with your Sovrn links, but it's an alternative option for you.
Why Should You Promote Capital Bank: Secured credit card, helps improve credit score, lots of helpful information and guides
Cardholders receive benefits like travel/car rental insurance, zero liability for fraud, and can use their secure credit card anywhere Visa is accepted.
Credit Assistance Network
Credit Assistance Network helps consumers repair their credit and resolve complicated credit issues
- URL: Credit Assistance Network Affiliate Program
- Commission: $95 per sale, $1.25 per lead
- Cookie: 365 days
Credit Assistance Network is an industry leader in credit repair with an A+ Better Business Bureau ranking. They help consumers resolve complicated credit problems. They can help with everything from building credit, late payments, bankruptcy, incorrect personal information, excessive inquiries, debt management, and much more.
They prefer to partner with affiliates that have websites about credit, finance, debt, or self-help. Credit Assistance Network uses ShareASale to manage their affiliate program. Affiliates have access to a great selection of creatives, coupons, special offers, and tracking tools.
Why Should You Promote Credit Assistance Network: Credit repair industry leader, helps build a credit score, lots of marketing materials
Their exceptional affiliate management team is available to help affiliates succeed.
Experian
Experian helps their users protect their identity and monitor their credit scores
- URL: Experian Affiliate Program
- Commission: $0-100
- Cookie: 45 days
Experian is the #1 provider of consumer credit scores, credit reports, identity theft protection, and credit monitoring online. They have delivered over 20 million credit reports and provide more than 3.1 million members with credit monitoring products.
They use Commission Junction to manage their affiliate program. Affiliates can sign up by searching for them in the advertiser's section on cj.com. Experian provides their affiliates with all the marketing materials and tools they need to get started.
Why Should You Promote Experian: #1 online consumer credit score provider, well known trusted provider, great commission rates
Affiliates can earn great commissions with Experian. Be sure to check out their terms & conditions to learn more about their commission rates for each product.
Credit Repair
CreditRepair is the leading credit repair service in the US
- URL: Credit Repair Affiliate Program
- Commission: $70
- Cookie: 90 days
CreditRepair is the top provider of credit repair services in the US. They have developed and refined their process over many years and helped thousands of customers. Their credit repair experts will work with you to help you meet your credit goals.
Their affiliate program has been running for the past 10 years. CreditRepair uses Commission Junction to provide affiliates with all the resources and tools they need. Not only do affiliates earn great commissions, but they also get to help people achieve financial freedom.
Why Should You Promote CreditRepair: Leading credit repair service, help people improve their credit scores, high commission payouts
Be sure to check their terms and conditions to make sure they do business in the states you'd like to market.
FlexOffers
FlexOffers is an affiliate marketing network platform that only works with the top advertisers and agencies
- URL: FlexOffers Affiliate Program
- Commission: Varies
- Cookie: Varies
FlexOffers is a top affiliate marketing network platform with industry-leading features. They work with the top networks, advertisers, and agencies to add more than 50 new advertiser programs each day. They currently have two credit card affiliate programs, Amalgamated Bank of Chicago BankCard and the Barclaycard.
Affiliates can boost their profits by promoting their lucrative programs. FlexOffers provides affiliates with banner ads, text links, and unique promotional copy. Affiliates also have access to reports, data feeds, tracking tools, and affiliate support.
Why Should You Promote FlexOffers: Award-winning affiliate marketing, over 50 new programs added each day, industry-leading affiliate tools
Affiliates can promote all types of financial programs all from the same affiliate network.
TransUnion
TransUnion helps consumers understand, monitor, and protect their credit score
- URL: TransUnion Affiliate Program
- Commission: $20 per $1 7-day trial, $45 per paid product
- Cookie: 45 days
TransUnion is a credit reporting agency that helps their members monitor and protect their credit. Available member benefits include unlimited score access, instant credit alerts, and Credit Lock Plus to shield your TransUnion and Equifax reports. Their mission is to enable consumers to understand and manage their personal information.
Affiliates can learn more about the TransUnion affiliate program by searching for them in the advertiser's section on Commission Junction. Their program is open to US-based publishers. They provide affiliates with access to a great selection of marketing materials and tracking tools to start promoting right away.
Why Should You Promote TransUnion: Top credit reporting agency, great membership features, competitive commission rates
Affiliates earn $20 per $1 7-day trial and $45 for almost every other product except for TransUnion Credit Monitoring which ranges from $30-65 per plan.
Credit Karma
Credit Karma lets people check their credit score for free with no hidden fees or credit card requirements
- URL: Credit Karma Affiliate Program
- Commission: $0.25 per sign up
- Cookie: 30 days
Credit Karma offers free credit scores, reports, and insights with no hidden fees, subscriptions, or upsells. Their services are 100% free with no credit card required. They help provide people with the information they need to take control of their credit. They also offer credit monitoring and personalized recommendations on how to use your credit more wisely
Affiliates can sign up by searching for Credit Karma at FlexOffers. Credit Karma affiliates get the tools, educational articles, and opportunities they need to aid them in their financial progress. Customers can check their scores anytime, anywhere through Credit Karma’s free platform.
Why Should You Promote Credit Karma: Free to use, credit score monitoring, great add on affiliate program
Credit Karma is a great add on affiliate program to promote with other offers. All your viewers have to do is sign up and pull their free credit score for you for free to receive a commission.
2020 Update
Here are a couple more credit card affiliate programs I found. This is pretty much an exhaustive list now.
- Card Ratings: Credit card lists and reviews
- American Express Payment Gateway: For enrolling small businesses in the Amex payment gateway program
- Bank Affiliates: A bunch of different credit card affiliate programs
- VIABUY: Prepaid debit Mastercard
- Multicard: Online credit card payment processor
- Credit Card Broker: Credit card comparison engine
Affiliate Website Ideas
Now that you've discovered 10 great credit card affiliate programs, it's time to pick a niche to target. You could focus on secured credit cards for people looking to rebuild their credit scores. Capital Bank’s OpenSky Secured Visa Credit Card only requires a refundable deposit to get started. Affiliates earn $25 per funded account.
Another niche idea is credit card education. Credit.com helps people make smarter financial decisions. They provide their affiliates with high conversion rates and payouts.
You could also target people looking to improve their online privacy through VPN software, some of which include credit monitoring and identity protection services. TransUnion helps people monitor and protect their credit scores. Affiliates earn $20 per 7-day trial and $45 per paid product.
Boost Your Affiliate Earnings
These 10 affiliate programs are just the beginning of what's possible. There are hundreds of ways to earn affiliate commissions with your website, including product reviews, top 10 lists, how-to guides, and more.
But what about traffic and conversions? How do you make sure your affiliate links get clicked?
I used the affiliate training here to turn my brand new website into a six-figure income generator in less than two years. Build a business, not just a pocket-money side project!
Nathaniell
What's up ladies and dudes! Great to finally meet you, and I hope you enjoyed this post. My name is Nathaniell and I'm the owner of One More Cup of Coffee. I started my first online business in 2010 promoting computer software and now I help newbies start their own businesses. Sign up for my #1 recommended training course and learn how to start your business for FREE!
You may want to check out iCommissions. Another credit card offer provider to affiliates who has been around for decades. Focusing mostly in the subprime areas, offers are solid with market recognition. Email me for more information.
Does Credit Karma still have an affiliate program?
Yes, but you have to apply through Viglink. Here’s the current info
do you know any that are easy to get into? I have 100 visitors a day for credit card traffic on my niche site. But none of these approve me. They want you to be like a massive site like nerdwallet
100 visits a day is OK for many affiliate programs, but credit card affiliate are going to be super strict because they only want the highest quality promoters. They’d rather have two people with a million visits a day than 2,000 people with 100 visits a day.
Most of the time I’d say that any site can be accepted to affiliate programs, but credit cards seem to be the exception.