Economically speaking, the world isn’t as sound as it used to be. Politics, pandemics, and lockdowns have taken their toll on personal and business cash flows everywhere.
In spite of government bailouts, some companies and individuals need a bit more bolstering to be able to make it to the next influx of money. Affiliate marketers can help by connecting them with the best cash advance affiliate programs, which can provide financial services to help get them by. The best cash advance affiliate programs include financing options for businesses as well as personal use.
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If you’re interested, read through this list of the top ten cash advance affiliate programs. At the end of the list, I’ll share some ideas on how to promote these programs on your affiliate websites.
Cash Advance Affiliate Programs
- Advance Cash
- CashNet USA
- Check City
- FastUpFront
- Next Financing
- GoKapital
- First Financial
- Kabbage
- U.S. Cash Advance
- Shield Funding
1. Advance Cash
- URL: Advance Cash Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
Advance Cash is a 100% online, safe, and secure cash advance store that can get cash to customers in less than one hour. Cash advances are deposited directly into the customer’s bank accounts.
The website includes information on how to get a cash advance works, as well as important tips for managing money. The important tips section covers topics such as only borrowing money when you really need it, knowing the risks associated with cash advances, and the benefits of credit counseling.
The affiliate program is run in-house, and information on how it works is sparse. Would-be affiliates are encouraged to fill out the application form and to contact the company by email for more information.
Why You Should Promote Advance Cash: This company is quick, safe, and secure, and it also offers information to help people manage their money better. However, the commission rate and cookie length aren’t listed, so it’s difficult to tell how much you could actually make with this company.
2. CashNet USA
- URL: CashNet USA Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
CashNet USA can provide immediate decisions on cash advances of up to $500 as lines of credit, as well as same-day business funding. This company also provides a savings program, financial education, and other financial resources.
This company provides timely, competitive payouts to its affiliates, with strong conversion rates and a high earning potential, although the numbers aren’t listed anywhere on the affiliate pages. CashNet USA offers three ways to partner with them: as affiliate marketers who drive traffic to the website, as lead providers, and as call transfer partners.
Anyone who is interested in partnering with CashNet USA is encouraged to contact the company using the email address provided on the affiliate partner page. The affiliate program is run in-house and requires separate contracts for each marketing partner.
Why You Should Promote CashNet USA: While the commission rate and cookie length aren’t listed on the affiliate pages, this company provides three ways to partner up and earn money.
3. Check City
- URL: Check City Affiliate Program
- Commission: $50 per funded application; $1 per completed application
- Cookie: 30 days
Check City is a loan provider that has been offering services since 1986. This company provides a nice range of services, including cash advances, payday loans, check cashing, installment loans, personal loans, title loans, and more.
This company only operates in Utah, Virginia, Nevada, and Colorado, but it does have some brick-and-mortar stores, which could help bring in customers who want money on the spot.
Affiliate programs can run through different affiliate networks such as VigLink or MoreNiche, but Check City opts to run theirs through Commission Junction. Affiliate marketers are provided with newsletters, professional and custom creatives, and more, as well as affiliate-only offers and bonuses for top-performing marketers.
Why You Should Promote Check City: Check City has a decent cookie length and commission rate, and it pays for both completed and funded applications. This company also has a good reputation in the cash advance world, which could help convert some shoppers.
4. FastUpFront
- URL: FastUpFront Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
FastUpFront is a cash advance company dedicated to providing business cash advances. Businesses who are funded can get unsecured cash advances of up to $250,000. This company also provides a number of other business-related financing options, including business lines of credit, minority business loans, seasonal business loans, and specialized financing options for retailers, night clubs, restaurants, beauty salons, and more.
The affiliate program is run in house, and affiliates can fill out the application right on the affiliate webpage. Affiliate marketers have access to free marketing tools, including image ads, custom creatives, custom content, and links.
FastUpFront is an accredited business with the Better Business Bureau.
Why You Should Promote FastUpFront: While this store doesn’t disclose its commission rate or cookie length, affiliate sign-up is quick, and the application can be completed right on the affiliate webpage. This company stands out because its cash advances and other financing options are designed specifically for small businesses.
5. Next Financing
- URL: Next Financing Affiliate Program
- Commission: 1-2%
- Cookie: Unknown
Next Financing offers a wide range of financial services, focusing on personal loans rather than immediate cash advances, with options for personal loans, business loans, and real estate loans.
This company provides several partnership options, and they are all run by the company itself. Affiliate marketers earn an average of 1-2% of the total loan amount as commission. The affiliate marketing program is designed to work with ad placement, email marketing, phone marketing, and online marketing options.
This company also provides partnering programs for strategic partners who can offer their own financing through Next Financing, as well as vendor financers and independent sales partners.
Why You Should Promote Next Financing: Because this company generally funds higher loans than cash advances can, affiliate marketers can make good money even with lower commission rates. This company also offers a nice range of services and a few different ways to partner with them.
6. GoKapital
- URL: GoKapital Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
GoKapital provides a variety of business-related funding options. These include merchant cash advances, business lines of credit, equipment leasing, commercial property mortgages, fix and flip loans, and more. The financial products include services for both small businesses and real estate loans.
GoKapital offers two ways to make money. Affiliate marketers can partner up with this company to provide leads, and in return, they get high commissions and marketing materials to use to promote the product. This company also offers an option for individual loan brokers. Affiliates and brokers alike are encouraged to get started by contacting the company using the form located on the affiliate information page.
Why You Should Promote GoKapital: This company provides a lot of different types of services and large loan amounts, which could be lucrative. However, without knowing the commission rate, there’s no way of knowing for sure how much you could make with this company. Interested affiliate marketers should fill out the form on the webpage to find out more information.
7. First Financial
- URL: First Financial Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
First Financial provides cash advances and payday loans of up to $2,500 within one day. This company offers financial services for both businesses and personal use, as well as credit card and ATM services. Customers with bad credit scores can still apply.
The affiliate program is run by First Financial rather than through an affiliate network. While the commission rate isn’t listed, the affiliate information page indicates that the program pays affiliate marketers for leads, and it pays more for leads than similar programs do.
Affiliate marketers are provided with a nice selection of banner ads to use on their websites.
Why You Should Promote First Financial: The cash advance limit is higher than with some similar companies, and customers with bad credit can still apply. This is a leads-based affiliate program, and no solid information is provided on commission rates. However, the application page is located on the affiliate webpage, so applying and getting more information can be quick and easy.
8. Kabbage
- URL: Kabbage Affiliate Program
- Commission: $250 per new account
- Cookie: Unknown
Kabbage provides cash advances and other financial services for small businesses. Small businesses can apply for flexible financing options of up to $250,000 for needs such as inventory purchasing, hiring, managing cash flow, and upgrading equipment.
The affiliate program is run by Kabbage, but it provides a full dashboard where affiliate marketers can track their referrals and metrics. Affiliates aren’t limited in the amount of money they can make with this company, but they don’t have monthly quotas, either, so they can set their own marketing pace.
One great thing about this company is that every time an affiliate referral is funded, the customer gets $50, and the affiliate marketer earns a commission, too.
Why You Should Promote Kabbage: The affiliate commission is great, and new customers are given $50 when they open an account. The loan sizes can be hefty, too, which can be helpful for small businesses struggling to make it.
9. U.S. Cash Advance
- URL: U.S. Cash Advance Affiliate Program
- Commission: $10 per submitted application
- Cookie: Unknown
U.S. Cash Advance provides some of the fastest cash advances and payday loans on the market. This company offers fast applications for up to $500, and bad credit is not an issue. Payments are usually deposited into the customer’s bank account one day after the application is filled out.
The affiliate program is run through U.S. Cash Advance. It has a high conversion rate, and affiliates are paid by completed applications rather than by funded new accounts. Some affiliates regularly earn thousands of dollars per month.
Why You Should Promote U.S. Cash Advance: This company pays affiliates by completed applications rather than by funded applications.
10. Shield Funding
- URL: Shield Funding Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
Shield Funding offers a variety of small business loans and merchant cash advances. Among the services that Shield Funding provides are loans for women-owned businesses, unsecured business loans, business lines of credit, and loans for business owners with bad credit.
This company works with both independent sales organizations and affiliate marketers. Although the commission rate isn’t listed on the website, the commission rates are described as some of the highest rates available. The affiliate program is run in-house, and affiliate marketers earn commissions when their referrals are funded.
One interesting thing about the affiliate program is that it’s designed to be used both with affiliate websites and with phone marketing.
Why You Should Promote Shield Funding: This company pays affiliates for phone call referrals as well as for website referrals.
Affiliate Website Ideas
Now that you’ve read through this list of the top ten cash advance affiliate programs, how do you plan to put them to use for you? Let me share some ideas here that you can use to kickstart your own promotions.
My first idea is to pull a few business-oriented companies, such as Shield Funding or Kabbage, into websites dedicated to helping small businesses flourish during disasters such as Covid-19. Besides financial programs, a website like this one could promote sources for essentials like hand sanitizers and disinfecting cleaners, accounting software, and short-term staffing options.
A second idea is a website for people who suddenly lose their jobs due to unforeseen economic stresses. This type of website could include personal cash advance programs from the list above, as well as financial counseling, debt consolidation programs, and job boards.
A final idea is a website for people who work from home. Computers, routers, office furniture, and software applications could all be featured here. Cash advances could be promoted here as a way to fund setting up a home office or managing cash flow while business picks up.
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These 10 affiliate programs are just the beginning of what's possible. There are hundreds of ways to earn affiliate commissions with your website, including product reviews, top 10 lists, how-to guides, and more
But what about traffic and conversions? How do you make sure your affiliate links get clicked?
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Nathaniell
What's up ladies and dudes! Great to finally meet you, and I hope you enjoyed this post. My name is Nathaniell and I'm the owner of One More Cup of Coffee. I started my first online business in 2010 promoting computer software and now I help newbies start their own businesses. Sign up for my #1 recommended training course and learn how to start your business for FREE!
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