P2P lending stands for peer to peer lending where a person can obtain a loan from an individual or group of people instead of a traditional bank. This lending system can not only save you money on high interest bank lows and fees, you can also secure funds easier and quicker.
This type of money lending is also known as marketplace lending because it matches up borrowers directly with lenders. Investors can take advantage of higher yields than most traditional forms of investing and feel good that their money is helping other people.
Table of Contents
P2P Lending Affiliate Programs
- URL: https://www.prosper.com/plp/about/contact-us/
- Commission: 13% per loan origination
- Cookie: 30 days
Prosper is a leading p2p lending online marketplace that connects borrowers with individuals who want to invest in consumer credit. They have been helping people tackle their financial goals since 2006. Borrowers can apply for fixed term loans between $2,000-$40,000 and investors have the opportunity to earn solid returns.
They use Impact Radius to run their affiliate program. Prosper provides their affiliates with banner ads, text links, their product catalog, and powerful reporting tools. Their proactive affiliate management team is available to assist with everything from set up to optimizing your marketing campaigns.
Why Should You Promote Prosper: First p2p lending marketplace in the US, empowered over 900,000 people, competitive commission rates
They are looking to partner with affiliates with audiences who would benefit from their P2P lending marketplace.
- URL: https://www.lendkey.com/refer-a-friend/
- Commission: $200 per loan
- Cookie: N/A
LendKey is a p2p student loan refinancing platform that matches borrowers with local lenders. They help borrowers easily apply for low rate loans from lenders that prioritize people over profits. They also offer private student loans and home improvement loans.
Their affiliate program is powered by Ambassador. LendKey provides their affiliates with unique tracking links with no limits on how many people you can refer. Affiliates can share their links with friends, family, and acquaintances that can benefit form student loan refinancing.
Why Should You Promote LendKey: Student loan p2p lending, unlimited referrals, extremely high commission payouts
Your referrals also earn $200 to help pay off their student loans faster.
- URL: https://signup.cj.com/member/signup/publisher/?cid=4653847
- Commission: $100-$150 per funded loan
- Cookie: 30 days
SoFi is an award winning p2p lending community. They help people reach their goals and achieve financial independence. Their membership benefits include complimentary financial advising, unemployment protection, career coaching, networking experiences, and rate discounts on additional SoFi loans.
They have teamed up with Commission Junction to oversee their affiliate program. SoFi gives their affiliates access to professionally designed banner ads, logos, and text links. Affiliates are allowed to use generic keywords in their SEO but not their name or domain name.
Why Should You Promote SoFi: Well known p2p lender, no hidden fees, great commission rates
Affiliates earn $100 per funded personal loans and $150 per funded student refinance loans.
- URL: https://streetshares.com/
- Commission: $25 per business bond, $25 qualified loan lead, $400 per loan approval
- Cookie: 30 days
StreetShares is an award winning financial service for Veterans and small businesses. They offer affordable, fast lines of credit up to $100,000 and up to $500,000 in contract financing. Their veteran business bonds offer a new way to invest with a flat 5% interest rate to grow your money faster.
Their affiliate program is hosted on Impact Radius. StreetShares supplies their affiliates with all the marketing materials and affiliate tools needed to start promoting right away. Affiliates can reach out to their affiliate manager with any questions or suggestions.
Why Should You Promote StreetShares: Award winning financial solutions, Veteran owned, affordable business loans
Affiliates can earn commissions when borrowers and investors are approved to join their p2p lending network.
- URL: https://www.upstart.com/affiliates
- Commission: $100 per funded loan
- Cookie: 45 days
Upstart understands you are more than a credit score. They offer smarter loan rates that are also based on your years of credit, education, area of study, and experience. Investors can take advantage of their automatic investing and p2p lending retirement accounts.
Affiliates can sign up for the Upstart affiliate program with Commission Junction. Their affiliate management team frequently updates their library of banners and text links. They also offer mobile certified links.
Why Should You Promote Upstart:Competitive personal loans, performance incentives, no cap on earnings
They also offer increased commissions of $150 when you refer 25+ loans.
- URL: https://www.lendingclub.com/company/contact-us/business-development
- Commission: $10-50 per investor, $40 per borrower, 1.25% auto refinance loans, 1.5% small business loans
- Cookie: 30 days
LendingClub is the largest online p2p lending marketplace in the US. They are transforming the banking system by connecting investors with borrowers looking for personal, business, education, and elective medical procedure loans. They have helped over 2.5 million people improve their financial health with their low rates on loans and attractive investment returns.
They use Impact Radius to run their affiliate program. LendingClub supplies their affiliates with a great selection of creatives and state of the art tracking tools. Affiliates can also check out their free tutorials and tips on how to make the most out of their program.
Why Should You Promote LendingClub: Largest p2p lending marketplace, transforming the banking system, multiple ways to earn commissions
Affiliates can earn commissions by referring investors and borrowers to their p2p lending marketplace.
- URL: https://signup.cj.com/member/signup/publisher/?cid=4917114
- Commission: $30 per accredited investor lead
- Cookie: 45 days
PeerStreet is a p2p lending marketplace for borrowers wanting to find short term real estate loans. Their borrowers are real estate investors looking for capital to purchase and flip properties. They want to give their investors the opportunity to invest in real estate loans like the pros with attractive returns of 6-12% yield.
They’ve partnered with Commission Junction to oversee their affiliate program. PeerStreet gives their affiliates access to high converting banner ads and text links. Their dedicated affiliate management team is on hand to help with everything from setup to increasing conversion rates.
Why Should You Promote PeerStreet: Award winning real estate platform, high yield short term loans, generous per lead commission fees
Affiliates can also promote their numerous awards and positive media reviews.
- URL: https://lendabit.com/blog/how-to-join-our-referral-program/
- Commission: 20% of the system fee
- Cookie: N/A
LendaBit.com is a blockchain-based p2p lending platform with no intermediaries. Borrowers can use Bitcoin or Ethereum crypto collateral to help secure their loan. This allows them to remove unnecessary steps in the lending process to make the terms more attractive to borrowers and lenders.
Their affiliate program is managed on their website. LendaBit.com provides their affiliates with unique referral links and easy to use HTML banner ads. Affiliates can track their clicks, registrations, conversion rates, and commissions on their affiliate dashboard.
Why Should You Promote LendaBit.com: Crypto p2p lending, active customers eligible to join, easy to use affiliate tools
It’s important to note, their affiliate program is only open to active customers.
- URL: https://www.loanback.com/affiliates
- Commission: $7.50 for Loan Forms, $15 for LoanBuilder
- Cookie: N/A
LoanBack helps you setup and manage personal loans for friends and family. Their LoanBuilder creates custom loans agreements. Their Loan Forms are downloadable blank promissory note forms. They have helped tens of thousands of people create $1.3 million of loans so their friends and family don’t have to rely on banks for loans.
Their affiliate program is managed in-house. LoanBack supplies their affiliates a wide variety of logos, text links, banners, and promotional content. Affiliate can share their links on their website, blog, newsletters, and emails.
Why Should You Promote LoanBack: Smarter personal friends and family loans, secure loans without high interest rates, two ways to earn commissions
Affiliates can also create their own marketing materials to better suit their website.
- URL: https://www.bitbond.com/affiliate
- Commission: Up to 50% of Bitbond’s origination fees
- Cookie: 90 days
Bitbond is the first global lending platform for small businesses. They leverage blockchain technology to offer creditworthy borrowers affordable financing options. Investors can help entrepreneurs worldwide while enjoying solid returns from their diversified loan portfolio.
Their affiliate program is hosted on their website. Affiliates must log in or sign up for Bitbond to apply. They allow their affiliates to share their links and any of the provided banners on their blog, website, social media pages, emails, and newsletters.
Why Should You Promote Bitbond: Small business p2p lending platform, quick and easy sign up process, earn up to half of Bitbond’s origination fees
Commissions are paid instantly to your Bitbond wallet and paid for 2 years from the user’s registration.
Affiliate Website Ideas
Now that you’ve discovered 10 great p2p lending affiliate programs, it’s time to pick a niche to target. You could focus on no prepayment penalty P2P loans so you can get the money you need fast and pay it back as soon as you want. Upstart offers smarter loan rates that take into account more than just your credit score and offers no prepayment penalty. Affiliates receive $100 per funded loan.
Student loan refinancing p2p loans is another great niche for graduates looking to save money with lower interest student loans. SoFi is an award winning p2p lending platform that focuses on student loan refinancing and helps people gain financial independence quicker. They offer their affiliates $100-$150 per funded loan.
You could also promote small business p2p lending. StreetShare provides small businesses with fast, affordable loans and a flat 5% interest rate for their investors. Affiliates can earn $25-$400 per customer they refer.
Boost Your Affiliate Earnings
These 10 affiliate programs are just the beginning of what's possible. There are hundreds of ways to earn affiliate commissions with your website, including product reviews, top 10 lists, how-to guides, and more.
But what about traffic and conversions? How do you make sure your affiliate links get clicked?
I used the affiliate training here to turn my brand new website into a six-figure income generator in less than two years. Build a business, not just a pocket-money side project!