Traveling is expensive. It’s even more expensive when something goes wrong and you’re not insured. These days, 38% of American travelers purchase some kind of travel insurance before they take off on an international trip.
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Americans spend close to $4 billion on travel insurance every year and that’s not so surprising considering the benefits of having one. If you’re an affiliate marketer looking to get a slice of that pie, read through this list of the top 10 travelers insurance affiliate programs. There are some surprising ways these best traveler’s insurance programs can fit into niche market strategies, too, and maybe one of them will strike you as you read. We’ve covered various other travel affiliate programs you can use to monetize your travel blog
Travelers Insurance Affiliate Programs
- TravelInsurance.com
- Travel Guard
- Allianz Global Assistance
- Travel Insurance Center
- Travelex Insurance Services
- Insure My Trip
- World Nomads
- Roam Right
- AXA Assistance USA
- Visitors Coverage
1. TravelInsurance.com
- URL: TravelInsurance.com Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
TravelInsurance.com provides one of the easiest travel insurance comparisons online. Plans that this company works with cover incidents like trip cancellation, medical emergencies while traveling, or lost luggage.
Customers compare the plans they’re interested in side by side and then purchase the insurance directly through TravelInsurance.com. Once a customer has made an online purchase, they’re sent an email that provides them with immediate coverage.
TravelInsurance.com has been seen in several big media outlets such as The New York Times, Forbes, Fox News, NBC, and Money Digest.
Why You Should Promote TravelInsurance.com: The intuitive use of this price-comparison website may be one of its best features. However, the large number of media companies that have endorsed this product could be another converting factor, because it shows the company is credible and has a good reputation.
2. Travel Guard
- URL: Travel Guard Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
Travel Guard offers several travel insurance plans to meet a wide variety of budgets and needs. Its online options include essential, preferred, and deluxe plans.
The deluxe plan comes with access to travel assistance services that are available 24/7, while the essential plan offers just the basics and is designed to be budget-friendly. The preferred plan falls between them for both expense and coverage.
Travel Guard also has some specialty traveler’s insurance options. These plans cover issues like accidents on an airline, damage to rental vehicles, extended-stay medical plans, and packages for last-minute travelers.
Travel Guard partners with Commission Junction to administer their affiliate program.
Why You Should Promote Travel Guard: The wide range of plans is one of the top assets for this company. The ability to choose basic plans based on varying budgets is nice, too. However, because the commission rate isn’t listed, affiliate marketers who are interested must contact this company to find out more about the affiliate program.
3. Allianz Global Assistance
- URL: Allianz Global Assistance Affiliate Program
- Commission: $12-25 per sale
- Cookie: 45 days
Allianz Global Assistance, a company under the Allianz umbrella, provides travel insurance, corporate assistance, and concierge services. More than 35 million people use Allianz Global Assistance. Beyond insurance, services include a 24-hour hotline and a TravelSmart app.
The travel insurance plans cover issues like medical emergencies, general health while out of the country, and emergency medical transportation. Some plans include trip cancellation or trip interruption.
Why You Should Promote Allianz Global Assistance: Because Allianz is its parent company, Allianz Global Assistance has a solid reputation, which could convert some shoppers. For affiliate marketers, the flat commission rate can be helpful for budgeting or financial forecast projects. The cookie length is decent, too.
4. Travel Insurance Center
- URL: Travel Insurance Center Affiliate Program
- Commission: $5
- Cookie: Unknown
Travel Insurance Center is an insurance comparison website that works with 14 travel insurance providers. Travelers insurance plans offered through Travel Insurance Center include emergency medical coverage, global risk insurance, and plans for accidental death and dismemberment, annual traveling, general medical issues, trip coverage, and group travel insurance.
Once a customer has registered with Travel Insurance Center, all commissions from the customer ID number go to the referring affiliate. This means that if the same customer comes back to any Travel Insurance Center website in the future to buy an insurance plan, the affiliate who first referred that person will continue to get a commission for every repeat purchase.
The affiliate program is open to insurance agents and travel agents.
Why You Should Promote Travel Insurance Center: The commission is small, but the repeat commission potential is a nice perk. The large number of travel insurance providers to choose from could be a draw for potential customers, too.
5. Travelex Insurance Services
- URL: Travelex Insurance Services Affiliate Program
- Commission: $17 per sale
- Cookie: 45 days
Travelex Insurance Services offers a number of different insurance plans that include coverage for lost baggage, cruises, flights, and international travel needs. This company also provides expedited passport services and international driving permits.
One interesting thing about this company is that it was the first company to introduce a waiver for pre-existing medical conditions in travel insurance. Travelex Insurance Services helped innovate family travel packages, including key person coverage for nontraditional families and covering children at no additional cost.
Why You Should Promote Travelex Insurance Services: For affiliates, the flat commission rate is great (around three times what some other companies offer). The pre-existing condition waiver and the ability to bring children at no additional charge could be a draw for potential customers, too.
6. Insure My Trip
- URL: Insure My Trip Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
Insure My Trip is one of the worlds’ first comparison websites for travel insurance. This company focuses on keeping things simple as well as helping customers make their own informed decisions and get the insurance that’s right for them. So far, Insure My Trip has helped more than 4 million travelers.
The affiliate program is interesting because it has two options for affiliate programs. Affiliate marketers can choose from a referral-based program or a commission-based program. This company talks individually with potential affiliates to make sure they get the best fit.
Why You Should Promote Insure My Trip: This company’s comparison website puts decisions directly into the hands of the customers, which could appeal to many travelers. Having two different options for affiliate programs is interesting, too.
7. World Nomads
- URL: World Nomads Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
World Nomads is one of the fastest-growing travel insurance programs. This company has been featured by Lonely Planet, Contiki, Tourradar, and other travel media outlets. World Nomads sells travel insurance in 130 different countries around the world.
This company also participates in the Footprints Network, which funds projects all over the world to help save the planet. Around 70% of World Nomad customers choose to make microdonations when they purchase a plan, and that has added up to more than $3 million in donations so far for funding projects with The Footprints Network.
Why You Should Promote World Nomads: World Nomad’s participation in The Footprints Network is a nice idea, and the ability to get customers from around the world is great, too. However, like many other insurance companies, it’s difficult to tell how much you can make with World Nomads until you actually talk with someone from the company.
8. Roam Right
- URL: Roam Right Affiliate Program
- Commission: 15%
- Cookie: 365 days
Roam Right provides travel insurance that covers a wide range of issues. These include trip cancellations, trip interruptions, emergency accidents or sicknesses, medical or security evacuation, flight insurance, baggage insurance, and collision damage waivers.
Some of its most interesting options include sports coverage, dental insurance, and cancel-for-any-reason insurance. Most of the insurance packages are upgradable.
This company lists many of its plan types on its website, which makes it easy for customers to get a feel for what they do and don’t want in an insurance package before they begin a conversation about purchasing. Their affiliate program is being administered by ShareASale.
Why You Should Promote Roam Right: The commission rate is nice, and the cookie length is excellent. This company is also upfront about what it offers, which is nice for both affiliate marketers and their customer referrals. One other great feature is a 24-hour phone assistance service for traveling customers.
9. AXA Assistance USA
- URL: AXA Assistance USA Affiliate Program
- Commission: $12 base commission to more than $105
- Cookie: 45 days
AXA Assistance USA offers a wide range of travel insurance options that cover medical emergencies, trip cancellations and delays, loss of baggage, and evacuation for political or catastrophic reasons.
The commission rate for affiliate marketers is tiered, beginning at a base commission of $12 for each policy sold up to $199. The tiers go up by $10 each for every additional $100 per policy. If an insurance plan purchase reaches $700 or higher, affiliate marketers make a 15% commission, which starts at $105.
AXA Assistance USA’s affiliate program is being administered by Awin.
Why You Should Promote AXA Assistance USA: For affiliate marketers, making the most of the tiered commission structure could be an interesting and fun challenge. The cookie length is decent, too.
10. Visitors Coverage
- URL: Visitors Coverage Affiliate Program
- Commission: Unlisted
- Cookie: Unknown
This company advertises its affiliate program as the best paying affiliate program for travel insurance companies. The commission rate varies based on the volume of the business that affiliate marketers bring in. It’s set on a case-by-case basis for each affiliate marketer.
This company offers some intriguing travelers insurance coverage, including plans for those with student visas, immigrants, and groups. There’s also coverage for those planning to take multiple trips and coverage specifically for business trips.
Why You Should Promote Visitors Coverage: Some of the plans offered by Visitors Coverage stand out as unique and intriguing options, and that could be a converting factor for customers shopping for a particular type of insurance.
Affiliate Website Ideas
Now that you’ve read through this list of the top 10 travelers insurance affiliate programs, do you have any ideas about how to apply them to your own interests? I have some niche market website ideas to share with you. Feel free to use them as springboards to enhance your own niche market strategies.
For starters, what about a website that focuses on unusual family vacations? Besides travel insurance, a website like this one could feature vacation packages, outdoor gear such as hiking equipment and tents, or photography equipment.
A website that describes how to build a positive corporate culture could promote travel insurance, especially policies or companies that specialize in business travel. It could also feature group training programs with video affiliate programs, employee incentive programs, gym equipment for companies who provide workout time for their employees, and even fashion items like power suits and shoes.
Another idea is to build a website that zeroes in on family history searches across the globe. Besides travel insurance, a website like this one could promote flight bookings, mobile devices with excellent photography options, and subscriptions to genealogical societies.
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Nathaniell
What's up ladies and dudes! Great to finally meet you, and I hope you enjoyed this post. My name is Nathaniell and I'm the owner of One More Cup of Coffee. I started my first online business in 2010 promoting computer software and now I help newbies start their own businesses. Sign up for my #1 recommended training course and learn how to start your business for FREE!
Top 10 Medical Supply Affiliate Programs To Stitch Up Additional Affiliate Earnings
Hagai Reiner
Hi Nathaniel. I have very recently started blogging about raising children with ASD. One of the topics I wrote about is traveling abroad for medical treatments. The lovely thing about my country was that no insurance company would give us traveling insurance.
I had to look outside, and was refered to Pacific Prime. Now unfortunately they don’t seem to have an affiliate program, so refering my readers to them is not optimal.
From your article, I can understand that the first place I should check out is TravelX, due to their pre-existing condition waiver?
Nathaniell
This list isn’t in order of importance. It’s just a list of good affiliate programs I found. You’ll have to do more research to see which one fits your website/audience best!