Top Ten Budgeting Affiliate Programs For Budgeting In The Best New Affiliate Income

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In 2020, the global pandemic, politics, and a general uneasiness disrupted our nation’s economic stability. Many people were laid off from work when COVID-19 hit. Manufacturing wobbled and redirected itself toward dealing with the top necessities for dealing with social distancing and the coronavirus itself. Stimulus checks were sent out.

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In all the confusion, one thing rose to the forefront: the need to take personal responsibility for our own financial health as well as our physical health. This includes budgeting for businesses, families, and individuals, and for some affiliate marketers, it could represent a new niche rich with possibilities.

The best budgeting affiliate programs include budgeting software and apps that help customers identify areas to cut back, track current spending, and plan for the future. If you’re interested in learning more, read through the following list of the top ten budgeting affiliate programs, and then read through the affiliate website ideas. You might be surprised to find how easy it is to put these programs to work for you.

This photo shows a background of alt= — The best budgeting affiliate programs include online and offline budget management software applications

Table of Contents

Budgeting Affiliate Programs

PocketSmith
HoneyMoney
Wismo
Moneyspire
Digit
Personal Capital
FamZoo
Quicken
Simple Planning
CalendarBudget

1. PocketSmith

This screenshot of the home page for PocketSmith has a white navigation bar with a green call to action button above a graphic arts image of a neighborhood, behind a translucent white text box with purple text and a red call to action button. — PocketSmith is a budgeting and financial program dedicated to helping its users understand their past present and future money situations

URL: PocketSmith Affiliate Program
Commission: Up to 30%
Cookie: Unknown

PocketSmith is a budgeting and financial program dedicated to helping its users understand their past, present, and future money situations. Features include the ability to forecast cash flow in the future and to manage multiple income streams.

Customers can also plan around what-if scenarios and enjoy a budgeting calendar, as well as breaking down budgets over time weeks, months, or other time periods that impact them personally. This program can be used in 49 different countries around the world, as well.

PocketSmith uses Tapfiliate tracking software for its affiliate program.

Why You Should Promote PocketSmith: PocketSmith can be used in many places around the world, has a strong future forecasting feature, and allows customers to plan around multiple income streams. The commission rate is generous, too.

2. HoneyMoney

This screenshot of the home page for HoneyMoney has a white navigation bar with blue, white, and green call to action buttons above a green announcement bar with whtie text and a light gray main section with black text and a graphic arts bee. — HoneyMoney is a software package designed to help customers track their spending and find inefficiencies in the way they use money

URL: HoneyMoney Affiliate Program
Commission: $15 per sale
Cookie: Unknown

HoneyMoney is a software package designed to help customers track their spending and find inefficiencies in the way they use money. They’re also able to plan ahead to optimize their finances so they’re getting the most out of life while spending less money. There’s a 30-day free trial period for customers. After the free trial, the cost is $5 per month or $50 per year.

One interesting thing about HoneyMoney is that it was first released in Russia in 2011 by its founder Ildar Abdulin, who has since moved to Canada. Abdulin still responds personally to all email messages.

HoneyMoney uses FirstPromoter to track referrals for its affiliate program. Affiliates earn $3 per month for the first five months for referrals who purchase the monthly plan, or $15 per sale for referrals who purchase the annual plan.

Why You Should Promote HoneyMoney: HoneyMoney is an easy system to help customers track money, plan ahead, and cut out inefficient spending. The founder still responds to emails personally, and the flat-rate affiliate commission is easy to plan around.

3. Wismo

This screenshot of the home page for Wismo has a black navigation bar with white text above a dark filtered photo showing several mobile device screens with different pictures on them, behind white text, as well as a white section with black text at the bottom of the page. — The name Wismo is an acronym for the phrase What I Spend Money On

URL: Wismo Affiliate Program
Commission: Unknown
Cookie: 30 days

Wismo is a simple budget tracking system that allows customers to mindfully pay attention to daily finances. The name Wismo is an acronym for the phrase ‘What I Spend Money On.’

This company offers three different apps: Wismo Social, Wismo Budget, and Wismo Local. Setting up an account and logging in allows you to try all three. Wismo Budget focuses on monthly budgets. Customers track daily expenses and can get spending reports at the end of each month to see how well they were able to stick to the budgets they set.

The affiliate program is listed through Flex Offers.

Why You Should Promote Wismo: Wismo is a simple, easy-to-use monthly budgeting app that offers spending reports, and users can also get access to Wismo Local and Wismo Social. However, the affiliate commission rate isn’t listed, so it’s difficult to tell how much you could make with this company.

4. Moneyspire

This screenshot of the home page for Moneyspire has a blue navigation bar with a lighter blue call to action button above a white main section with black text and a green call to action button on the left side of the page and a shoulders-up photo of a smiling woman with brown hair on the right side of the page. — Moneyspire allows customers to see the impact of their spending in real time and offers a money back guarantee

URL: Moneyspire Affiliate Program
Commission: 15%
Cookie: 45 days

Moneyspire is personal finance and small business accounting software that allows customers to bring all facets of their budgets together for easier management. The budget can show real-time spending and its impact on bank balances, as well as forecasting future finances and providing a budget calendar for planning.

One nice thing about Moneyspire is that customers can use it on all their computers with just one license. There’s also a 90-day money-back guarantee, and customers can pay monthly or annually.

The affiliate program is provided through Impact Radius. The 15% commission rate works out to about $6.75 per sale. This company offers free tutorials to new affiliates, many creatives to help market the product, and real-time reporting. Some affiliates can negotiate other terms, including daily payouts.

Why You Should Promote Moneyspire: Moneyspire allows customers to see the impact of their spending in real time and offers a money-back guarantee.

5. Digit

This screenshot of the home page for digit has a white header and background with black text, along with a blue call to action button and an image showing digit's interface on the screen of a mobile phone. — Digit helps customers plan for a variety of savings options helps pay off credit card debt and actually manages money transfers including avoiding overdrafts so customers dont have to think about finances too much

URL: Digit Affiliate Program
Commission: $5 per lead
Cookie: Unknown

Digit is an intriguing personal budgeting system that links to banks. This software shows customers how much money it’s safe to save every day and actually holds cash savings for them in FDIC-insured banks, so they can easily save for vacations or other spending projects without putting in a lot of effort. The interesting thing about this software is that it allows people to budget their savings by dividing them into a number of savings categories, such as debt repayment, rainy day funds, or college savings.

There’s a 30-day free trial period, and customer data is always encrypted to keep it safe.

Digit uses Lasso, an affiliate marketing plug-in for WordPress, to sign up new affiliates. Affiliates are provided with hyperlinks, text links, badges, buttons, and other necessary marketing materials.

Why You Should Promote Digit: Digit helps customers plan for a variety of savings options, helps pay off credit card debt, and actually manages money transfers, including avoiding overdrafts, so customers don’t have to think about finances too much. The free trial period is nice, too.

6. Personal Capital

This screenshot of the home page for Personal Capital has a black background with a gray and white photo of a smiling man in a black jacket, behind text in blue, white, and red, as well as a blue call to action button on the lower left side of the page and a colorful image of a Personal Capital application open on a computer screen on the lower right side of the page. — Personal Finance is a financial suite that includes everything from cash management to socially responsible investing

URL: Personal Capital Affiliate Program
Commission: Unlisted
Cookie: 30 days

Personal Finance is a financial suite that includes everything from cash management to socially responsible investing. Tools include a monthly budget, net worth analyzer, savings planner, cash flow statistics, and planners for retirement and education. There’s also an investment checkup and a fee analyzer.

This company signs on affiliate marketers through HasOffers. Affiliates are paid monthly by check, and the top affiliates can earn up to $50,000 per month. Marketing materials such as banner ads and content are provided, as well as promotions and deals.

Why You Should Promote Personal Capital: Personal Capital includes investing, net worth, and a number of saving planners, as well as budgeting tools, in its financial suite. The affiliate commission rate isn’t listed, but interested affiliates are encouraged to contact the company if they want to find out more.

7. FamZoo

This screenshot of the home page for FamZoo has a green navigation bar with white text above a white main section with a photo of a smiling teenage boy holding a FamZoo card in the center of the page, a mobile device with the FamZoo app open on it on the right side of the page, and black and green text with a yellow call to action button on the left side of the page. — FamZoo is a unique program for helping families teach their children about budgeting and personal finances

URL: FamZoo Affiliate Program
Commission: $0.05 for free trial signups, 25% of every payment, and gift subscription
Cookie: 30 days

FamZoo is a unique program for helping families teach their children about budgeting and personal finances. This company provides prepaid debit cards and financial education. It offers a way for parents to pay allowance to children through these cards, and the cards can be paid monthly or pre-paid in advance.

There’s a free trial period for customers who want to try the program out before committing. This company has been featured on PBS and The New York Times.

The affiliate program is run through ShareASale. This program pays affiliates a small commission for referrals who sign up for the free trial program, as well as a 25% commission rate on all sales.

Why You Should Promote FamZoo: FamZoo offers a unique way for families to teach children about budgeting, as well as a free trial period. This company also pays a small commission on referrals who sign up for the free trial period.

8. Quicken

The basic Quicken software is geared toward people aged 40 or older while Quickens Simplifi software is targeted toward consumers between the ages of 20 40

URL: Quicken Affiliate Program
Commission: Unlisted
Cookie: Unknown

Quicken is a financial management company that includes a variety of software programs that provide several solutions for different demographics. The basic Quicken software is geared toward people aged 40 or older, while the Simplifi software is targeted toward consumers between the ages of 20-40.

This company offers a free 30-day trial period for the Quicken software. The software features budgeting tools that allow customers to manage bills, track debt, and separate and categorize personal and business expenses.

The affiliate program is run through Impact Radius. Affiliates get dedicated support, monthly payments, and marketing materials to help them succeed.

Why You Should Promote Quicken: Even though Quicken doesn’t list its commission rate or cookie length, the software has a great reputation and offers budget programs for different demographics. The free trial period is nice, too.

9. Simple Planning

This screenshot of the home page for Simple planning has blue and green text on a white background throughout most of the page, as well as a blue navigation bar, a blue call to action button, and a blue product section near the bottom of the page that shows four types of software packaging with descriptive text beside it. — Simple Planning is a software company that includes several financial tools

URL: Simple Planning Affiliate Program
Commission: 50%
Cookie: Unknown

Simple Planning is a software company that includes several financial tools. These include a net worth calculator, a retirement planner, an investment calculator, a calendar planner. The flagship product is a budget planner. There are is also a business suite, a business planner, and a complete planner that includes eight different financial tools.

This company also offers a 30-day 100% money-back guarantee.

The affiliate program is run through E-junkie. The 50% commission rate works out to be $8-$40 per sale. Payments are made every quarter through PayPal.

Why You Should Promote Simple Planning: Simple Planning offers a wide variety of budgeting software and financial tools, including a full financial planner, and it offers a money-back guarantee. The commission rate is generous, too.

10. CalendarBudget

This screenshot of the home page for CalendarBudget has an indigo header, a white search bar, and a large photo of a hand stacking gold coins behind white text and two black call to action buttons. — CalendarBudget allows customers to track income and expenses on a calendar

URL: CalendarBudget Affiliate Program
Commission: 35%
Cookie: Unknown

CalendarBudget allows customers to track income and expenses on a calendar. It features recurring entries to make budgeting and financial planning easier.

This company offers a 30-day free trial period. The website also includes a tool video course and a discussion forum, as well as free online money management.

The affiliate program is run through Avangate. Affiliates earn 75% on the first sale and then 35% recurring commissions on monthly or yearly sales.

Why You Should Promote CalendarBudget: CalendarBudget offers a free trial period, a calendar-based budget program, and commissions on future monthly or yearly sales.

Website Affiliate Ideas

Now that you’ve read through this list of the top ten budgeting affiliate programs, it’s time to take a look at ways you can use them with your affiliate marketing strategies. It makes sense that these could be used with financial websites, but are there other ways they could be utilized?

Most definitely. For example, programs like CalendarBudget or Moneyspire from the list above could easily be pulled into a website focusing on time management. Besides the calendar-based budgeting apps, a website like this could also feature scheduling apps, time management seminars, and even Garmin watches.

A second idea is a website for homeschooling families. FamZoo from the list above would fit well here. K-12 curriculum, art supplies, science kits, and even local sightseeing tours could also be promoted here.

A final idea is a website for millennials. Quicken’s Simplifi from the list above could be easy to include. Fashion, travel, education opportunities, and entertainment targeted toward millennials could be featured here, too.

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Nathaniell

What's up ladies and dudes! Great to finally meet you, and I hope you enjoyed this post. My name is Nathaniell and I'm the owner of One More Cup of Coffee. I started my first online business in 2010 promoting computer software and now I help newbies start their own businesses. Sign up for my #1 recommended training course and learn how to start your business for FREE!