Smart Money Methods is yet another Clickbank product that makes bold claims about earning money. It’s an idea that sounds great at first and never pans out as the marketing suggests. Sometimes you get something half decent that at least teaches you something new. Other times, the approach isn’t viable whatsoever.
That variation is why I chose to focus on Smart Money Methods. I was curious about what was behind all the marketing and whether it involved any legitimate income approaches. As it turns out, there are some viable aspects, just not enough to justify the price tag.
Red Flags From The Start
To look at any product, we have to consider how it is advertised. Smart Money Methods is meant to be idiot proof, with an earning potential of $7,592.30 per week. This is the maximum, so it is still technically accurate even if individual users don’t get anywhere close to that income level.
The number is interesting. It’s oddly specific. The system isn’t likely to have an income cap that is quite so precise. The number was probably chosen because of the way it appears visually. It looks like a big number. The .30 at the end helps with too. For example, if you just glanced at the claim, you might think it was promoting a 6-figure weekly income.
The site really plays with the idea of free. The initial claim says ‘FREE Training Reveals:’ and the exit intent pop-up includes this part:
The free training is simply the sales pitch. It’s a 20-minute long video that just goes on (and on and on) about the opportunity and the sob story of the narrator. It’s all incredibly cliché and doesn’t fit any definition of training. Thankfully the video is hosted on YouTube. This means you can watch it at 2x speed if you really want to see it, or just look at the thumbnails from various timestamps.
The free bonuses are meaningless too. Clicking through on that popup just takes you to the sales page. It basically just means that you get two extra products when you purchase. Everyone who purchases will get exactly the same thing. The claim is pure manipulation.
Another problem is the whole exclusive concept. The video talks about how viewers have received an invitation from a friend and how the narrator only wants to recruit a small number of individuals.
That’s clearly not true. I found the site through a Google search. Many other people will have too. The only personal invitation will be an affiliate link from a member, which is hardly the same thing.
You might also notice various glowing reviews online. These are mostly from affiliate and they’re not realistic. That sounds like I’m being mean, but the reviews really speak for themselves.
Most of the positive reviews make very little sense. I suspect many of them are simply rewritten or spun versions of the same content. The examples above and below certainly suggest this.
LOL. “You will feel too lazy” is the disadvantage. Haha. Dumb.
The type of manipulation in the sales process is far too common. With this type of marketing, I wasn’t surprised to find the training is pretty unappealing. There are three components, Smart Money 1.0, Smart Money 2.0 and Smart Money Pro.
The first of these focuses on becoming an affiliate for Amazon. The concepts are solid, including the idea of building a website, creating good content and promoting products. This is much better than sites who want you to build a low-quality landing page and spam people with the link.
While the idea is good, the training really isn’t. It’s basically just a PDF document that focuses on generic information. Most of the sections are pretty short and don’t provide enough details to be useful.
Take content writing as an example. This is a key way to get traffic to a website and search engines tend to prefer high-quality content that helps readers. Some of your content also needs to promote sales. It all sounds easy enough and Smart Money Methods must think so too, as they devote little time to the topic.
Reality is a little different. There are many nuances in the way that content is written. This applies to how you choose topics and the keywords that you target too. It’s not unusual to see hour long videos on just one very narrow aspect of content creation. Some sites may offer a series of such videos to talk about a specific type of content. Even then, they won’t cover all angles.
The information from Smart Money Methods is too vague to be of much use. You can find the same type of advice for free on many different sites. The advice isn’t always up-to-date either. The whole thing seems like it is meant to be static. There won’t be many (or any) significant updates to the training, even if there are dramatic changes to affiliate marketing.
Smart Money Methods does also provide various materials that you can use to promote it. Doing so would allow you to earn through their affiliate program. This might sound appealing, but it won’t help many people. Anyone looking at introductory training like this probably doesn’t have a website or an audience.
The first bonus is Smart Money 2.0. This is pretty similar to 1.0, except that it focuses on videos instead. There is some extra information, but the difference isn’t dramatic.
Videos are better, in my opinion, as they show you what to do rather than just focusing on general advice. Still, videos can’t save poor-quality advice. As with the written part of the product, there just isn’t enough information here to help.
The second bonus is Smart Money Pro This focuses on social media and it does have some interesting information. If you already knew the basics of affiliate marketing, this aspect of the product could be useful. You might learn some new tricks. This part of the product also goes into more detail than the rest.
Based on the affiliate page and some reviews, it looks like Smart Money 2.0 and Smart Money Pro were originally upsells and they weren’t cheap.
This angle mustn’t have worked well, as they’re now included as the two bonuses. The three products aren’t worth $37 as a package. Imagine how ripped off you’d feel if you only got the first one for that price.
Is It Worth The Price?
If Smart Money Methods cost $10 or so, I might recommend it. The training isn’t amazing, and it doesn’t give you enough to build a business on its own. Even so, some people might turn to it as an introduction to the concepts. At the very least, the underlying methods are legitimate. That’s better than many other products in this field.
Of course, Smart Money Methods doesn’t cost $10. The site charges $37. The training isn’t worth nearly that much in my opinion. The same basic ideas are sold in other guides out there for $10-$20. Though this product would like you to think it's a unique method, it's not.
The information in Smart Money Methods isn’t all that easy to follow either. Because the information is vague, you’d often have research information on your own to find out how to do something. That type of back and forth shouldn’t be necessary.
I personally prefer step-by-step training, where you’re taught what to do and also how to do it. Training should also be updated regularly. This is essential, as the online marketing world moves so fast. If you’re relying on old approaches, you might end up doing something that decreases your chance of success.
All of that aside, do you remember how this site was promoted? It was meant to be an amazing way to earn, offering thousands of dollars a week.
You can potentially make that much with affiliate marketing, just not at the beginning. Affiliate marketing is a long-term technique. It takes time to develop and grow your business. There is also plenty of work along the way, not to mention content development and planning.
This isn’t a new idea either. Affiliate marketing is a common way to earn, one that many people use regularly. None of the ideas promoted in Smart Money Methods are exciting or unusual. The product is just teaching common concepts in a very brief fashion.
I wouldn’t call Smart Money Methods a scam, as they do provide training and the income technique is legitimate. However, the garbage advertising with the relatively high price compared to what's delivered to you after you pay, I can't recommend this product.
Most products like this last just a few short months then disappear. That's the nature of hype in the business of making money online.
The only system I've seen last more than a decade is the same place where I learned how to start an online business. They've been around teaching newbies to make money online since 2006. You can join for free and start your first website in the next couple minutes
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