Most friends (even good ones) aren't going to let you borrow $1,000. Unlike getting $20 fast, getting a thousand will be tough. It's not impossible though, and coming up with a grand in a short period of time is a fixable problem, with the right attitude and some serious action taking on your part. There are a number of great ideas we've got on this page that you can start using today in order to get that money as quickly as possible.
It goes without saying that getting $1,000 quickly will take longer than say, $100. Outside of taking on Payday loans or other high interest loans (always a bad idea), most of these tips might take a few weeks to sort out. Still, there are a few of these that could even get you that money within a day or two, but only if you have specifically what the tip below suggests. Not everyone has a room to rent or an old car to sell.
Although some of these involve selling something you already own in a one-time deal, a few of the tips in this article could be sustainable side-earners on a long-term basis. The thing about implementing some of these skill-based or business-based ideas, is that they can turn into long term side hustles for the right person.
Selling & Reselling
Selling an item you already own could be a simple way to make that cash. We're going to look at individual expensive items to get that $1,000 – but if you've got lots of smaller items that add up to that amount, you could also make it by selling them. Either in your local area (second hand shops, flea markets) or online with sites like eBay. Just remember, selling them online might take a little longer to get your money.
Sell Your Car
This one is much, much easier than selling your house – and it could be the right option for you. But only if you don't need your car regularly. You might even be able to walk to work and get the health benefits associated with walking more (as well as save costs on fuel). While selling a house is complicated and time consuming, selling a car is easy (if it's in a good condition and you've got all the right paperwork).
You might get a better price selling your vehicle online or with private ads – but this can take much longer. It could take a few weeks to get people to view and then do the deal. One way to sell your car much more quickly is to visit a dealer and sell to trade. Most dealerships are always on the lookout for the right car at the right price, and you could even get the money for it today. It's one of the best options out there for getting $1,000 as quickly as possible. However – be prepared to get slightly less for your car this way, as the dealer has to make a profit too.
If you'd rather not sell something, you might be able to rent it. This option is for more valuable items that people can't afford to purchase outright.
Rent Out Your Property
If you've got space in your property, you could rent it out to someone. Maybe a garage band would like to use some space to practice – or you've got a spare office that a small startup could do with? You could even rent out your whole home on a short-term let and move in with friends for a month.
Sites like AirBnB will help you let your property, as could a local short-term letting agent. You could also ask around in the local area (friends and family) if they know anyone who needs some space.
Move to a Cheaper Rental Property
Another great option if you're near the end of your lease (or renting short-term) is to go somewhere cheaper. If you can save $500 off your monthly rent, you could make the money you need within two months (assuming you don't spend some of the savings). Is that quick enough? You might be able to find a comparable property in a slightly less popular area, or be happy downsizing for a while (you could save even more on bills).
You could also sell your current home and start renting. It would be a tough financial decision, but depending on your situation, it might be necessary.
Rent Musical Instruments or Equipment
If you've got other large or expensive items like musical equipment or instruments, you could try renting them out. Again, use your local newspaper or put adverts at a local music store or learning center.
If you don't have a physical item to sell or rent out, you might have a specific skill that could earn you money. Not all of these require particular talent, some just need a bit of hard work.
Deliver for a Local Delivery Service
These jobs are fairly easy to get, and you can normally fit them around existing roles by working in the evenings or at weekends. There are two main options – part-time self employed parcel delivery or food takeaway delivery. Both these kinds of businesses are always looking for dedicated flexible employees and they're fairly easy jobs to get if you've got your own vehicle.
You'll need some local knowledge, but otherwise the job is fairly easy if you're willing to put the work in. How quickly you can make the money will depend ultimately on how many hours you're willing to do. It might only take a week or two in the right role. Try asking around or checking local job boards to find this sort of work.
If you've got a background in finance – this one could be for you. However, you could lose money too – so it's important you know what you're doing. Many newcomers to financial trading think they're going to make loads of money really quickly, and they end up losing. Make sure you've got a stock background or have taken a long time to educate yourself on the situation before you risk any money. The more high-risk investments that could make you money quickly are also normally the ones that are more likely to lose you money quickly. To earn $1,000 with low risk investments could take a while, and a large capital investment (which you obviously don't have).
Become a Local Tour Guide
If you've got some good knowledge of your local area and enjoy talking to new people – this option could be perfect. Again, you can do this sort of job at the weekends, but the more you work – the quicker you'll get that $1,000. You don't have to show people around museums or traditional hot-spots, you could try food tours or other interesting ideas (crime tours).
The hardest part with this, once you've got the knowledge – is actually getting paid tours. You could try advertising in the local area if you want to go it alone, or joining an existing tour company. You'll need to be confident and outgoing as well.
Become an Uber Driver
You're probably already aware of Uber – but they've created an industry of self employed taxi drivers out of almost nothing. It's easy to get signed up to, but could take a few weeks to start earning money. Your ability to get more bookings will depend on your rating, so make sure you offer a good service. You'll also want to make sure you're allowed to be an Uber driver in your area, as some locations have started banning it. You'll also need your own vehicle.
Become a (Music) Tutor
If you've got a particular talent for a certain musical instrument, you might be able to teach it. Try getting in touch with your local music academy and seeing what the options are. While some schools might require you to have certain qualifications, not all do. If you're good enough, you might be able to teach without them.
The local music schools in your area could put you in touch with students directly, or they might simply have a notice board you can advertise on (this is a great place to find new clients). You could also try local newspapers (especially music ones) – or simply try asking around and using word of mouth.
Your ability to earn the money you need quickly enough will depend on how much you're willing to work, and also how easily you find new clients. You could also fit this sort of job around existing employment by only working evenings and weekends.
Become a Wedding DJ
While becoming a big-name DJ might be difficult, doing weddings and other similar functions is easier than you think and doesn't even require that much skill. You will need some equipment (which you could borrow) but you don't even need a huge number of records anymore since you can keep them all online.
You could make the $1,000 you need within a few weekends work if you get customers quickly enough. Try asking around friends and family if they have any events that need music, and offer a price to under-cut those who might have been doing it for longer. After all, you only need some quick extra cash and aren't trying to make a living doing this – so you can afford to work for less. You could also advertise locally if you want to take things more seriously, and this could be a sustainable long term earner that's fun and enjoyable at the same time.
You could start your own side business to earn the money you need. It doesn't have to be your main income, but if it goes well enough – it could be a sustainable way to make money or even lead to you quitting your real job.
Start a Scrap Metal Business
Scrap metal is worth loads now – and you can make money off of it. While you probably don't have enough scrap metal to make that $1,000 yourself (you could try, though) – you can leverage other people's scrap by either buying it from them or offering a cut of the sale price when you sell it, if you transport it for them. Obviously, you'll need to do some heavy lifting and have a van or truck capable of moving it. You can find people willing to sell metal by visiting businesses direct or going door-to-door. If you've got the metal and a way to move it, actually selling it is much simpler than with some other businesses – as you simply need to take it to a scrap yard and agree a price.
Start a Small Haulage Company
Again, this one is a bit similar to the last option, but you don't have to limit yourself scrap metal. If you've got a van or truck that's capable of shifting heavy items – you could use it to make money. It's a bit harder to find clients when you don't have a specific niche. You could try offering your services to local shops or other people who need goods moved. You could also buy items cheap on eBay that are listed as collection only, and then offer wider delivery in the local area yourself to someone you sell it to (you can charge a higher price for this). Try thinking outside the box a little and use your large vehicle for your own financial gain.
Put on a Music Event in Your Local Area
If you've got a particular niche interest or background in a certain music scene – this could be a great (and fun) option. There are normally tons of up and coming music acts or bands that would be willing to perform for very little (or free) just to start getting experience and getting their name out there. The next issue is the venue – and while some may charge a fee, many will be willing to lower their prices if you agree to let them keep the drink sales. All you have to do next is advertise, try local record stores or other relevant establishments, online and also billboards. Print flyers yourself at home and hand them out anywhere you can. If you can get enough people to come to your event, you could make the money you need in one hit.
Let's say you end up paying $300 for performers, $200 on security (and staff) and $200 for the venue. That's $700. Add a bit more for miscellaneous costs and advertising (you're going to do most of this yourself on the cheap). Let's call it $1000. If you can fill a 500 person venue at $5 a ticket (reasonable for a small local event) then that's $2,500 – or $1,500 profit. The key to this is not to aim to too high and start booking expensive acts or booking out huge venues you won't fill (or trying to charge too much). Keep it simple and effective.
The main problem with this business model is that you actually need $1,000 to do it – which is the main reason you're here in the first place. However, you could borrow from someone you know (or even take out a loan) as you intend to get the money back reasonably quickly and are confident of a good profit. Even if the interest eats into your profit a bit, you should still make enough. Why aren't more people doing this if it's so easy? Well, you'll be putting in a lot of man hours for free – you aren't just making $1,500 for nothing. You'll be advertising and hustling constantly to try and make your even a success.
Start Your Own Sports Tournament
This one has a similar business model to starting your own music even – but is sports based. Think about a local Basketball tournament. Find a venue and see how much you can hire it for. If you charge $100 per team, you might only need a 16 team tournament to make the right sort of profit. Make sure you buy trophies and advertise a lot. Your ability to make money will depend on getting enough teams to sign up. You could also charge for tickets and make even more, or this could be how you get a venue for free (if you let them take the ticket money).
Produce a Local Magazine
You know all those magazines you get though the door advertising other local businesses? You could try printing one yourself. If you've got a bit of decent content, you can sell advertising space for as little as $50 per business. You'll need to be proactive and go business to business offering a compelling argument as to why they should buy an advert. You could commit to delivering 20,000 leaflets door to door. If you're really keen on making the money you need, you can print the leaflets yourself and do this without hiring anyone else.
If none of these other ideas work for you, you could simply try borrowing the money. While $1,000 is a bit much to ask for from someone you know, this is the best option if you have it. Otherwise….
Get an Advance on Your Pay Check
This used to be something you could do regularly, but many businesses have stopped allowing it. While this might not be an option for a large employer, if you work for a small business with an understanding boss, you could try it. Explain your situation and see how it goes. If you've got a pay check coming soon, you could get an advance on it – solving your money issues quickly and easily. Make sure you budget accordingly and that you'll have enough when you get less money in your next pay check (or none at all).
Get Bank Loan
Another simple option for getting the money you need reasonably quickly and easily – but you'll have to answer a number of questions and pass some financial tests. Make sure you know what the interest rates are going to be (shop around to find the best ones). Check all the small print and know when you need to pay back by. Don't get sucked into even worse debt by making a mistake here.
Re-Mortgage Your Home
There are probably better options than re-mortgaging your home, but you should have $1,000 in equity quite easily if you're a home owner. If none of the other ideas in this article work for you, then this might be a viable alternative. In my opinion, it's better than trying to sell your home, unless you're in need of a sum much larger than $1k in a hurry.
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