If you're in a tight fix for some money, then you're in the right place. Sometimes, we all need money quickly – if that's the situation you're in right now, then you're not alone. Thankfully, we're going to look at a number of different tips that could make you the money you need, quickly and easily.
Making $100 might sound harder than you think, but there are some ways to do it. While you might not be able to make that hundred dollars in as quick a time as you could get ten, there are a few options that could get you to meet your target within a day. Others might take a bit longer, but could set up a more sustainable way to make money further down the line.
If you're constantly finding yourself in a position where you need money quickly, you might want to step back and take a better look at your finances and budgeting. However, if you just need that $100 quickly for a one-off expenditure, one of these tips could be for you.
Selling and Reselling
Selling or renting out something you already own can be one of the quickest, easiest and most simple ways to make that quick $100. Here are a few ideas to get you started….
Selling Old Items on eBay
Online auction powerhouse eBay has been helping people sell old (and new) items online for years now. You're probably well aware of it. The great thing about eBay is it's such a huge marketplace with loads of visitors, there's a market for almost anything. That means you can sell old items like unused electronics, sporting equipment or almost anything you can imagine. There's normally someone out there who'll want it, and there might be enough demand to bump up the price more than you might think.
One of the downsides to eBay is that it isn't the quickest way to get your money. You could use the “Buy it Now” feature, but otherwise it could take a week for the auction to finish, and then you'll have to wait for the payment to be processed. If you need that money super-quick, this might not be the option for you, but it could be enough to make you even more money if you've got a little more time.
Creating Unique Crafts and Selling Them on Etsy
Etsy is an online marketplace that has been growing in popularity in recent years. It unites people with a skill and talent for creating their own jewelry, decorations and other items with people interested in buying them. It could be a great option for a side-income and long term small business. You'll obviously need to be talented and have the skills to create popular, unique items.
This is another one that isn't the quickest option. You'll have to market your products and wait for people to buy them before you'll get any money. However, one positive is that you don't have to create a load of stock and wait for it to sell, you can simply create the items on an ad-hoc basis when someone orders one.
Selling to a Second Hand Store
The best thing about this option is that you can get your money right away. That's instant, quick, cash – today if you need it. Second hand stores are good for items like electronics, DVDs, musical instruments and other items with a good resale value. Be prepared to accept a price that's lower than you probably think the items are worth, as the store needs to make a profit too, but that might be something you'll be willing to accept if you need the money quickly and easily.
You can also loan items to some stores, where you'll be given a date you have to buy the item back by (for a higher price). This is good for items that you don't want to get rid of and might want back, but if you need some money quickly. It normally works better with higher value items. Just make sure you buy the item back in time, as if you don't – the store will be able to sell it on.
Selling Your Old Jewelry to a Cash for Gold Merchant
You've probably seen more and more of these stores popping up in recent times. It's another great option if you need instant cash, as you'll normally be able to get your money today. Remember, these stores are normally scrapping your jewelry for scrap value, so don't expect to even get that much for them. It's also not a great option if your items have any additional design value.
Renting Out a Room
This is one option that could be ideal if you live in an area that's in demand. Sites like AirBnB help put their own property in touch with people needing to rent a room. You could make that $100 with just a one night stay. However, it'll take a couple of weeks to get registered and you'll have to market your property and wait for bookings. That means it could take a while to get your money – but it could be a sustainable side income for you in the long run.
One alternative is to rent your room more immediately to someone you know. This means you could get you cash much more quickly, but only if you know somebody who needs a room right away.
Renting Your Car
There are now a few new apps and services that let you find someone who'll be willing to rent your car from you. This could be a great new way to make some extra cash, especially if you don't need your vehicle all the time. If you don't want to take the time to sign up and get verified on one of these apps (which can take a few weeks), you could simply offer to rent it to someone you know who's in need of a car. Just make sure your insurance covers additional drivers and that everything else is covered.
The hardest part with this option is actually finding someone to rent your car. Unless you know someone right away who needs one, it's not exactly something with a lot of demand. If you choose to rent it out on the app, it could take a while to find a renter and then for the money to get cleared. Again, it's a good option in the long run but not the best for instant cash.
Skill Based Ideas
Doing Some Odd-Jobs for Someone
You probably already know some people who need a job doing – ask around, and you might be surprised. It could be anything from decorating a room to clearing out an old garage. It might not be indoors either – as you could mow someone's lawn or provide another similar service.
You'll need to work quite hard for that $100 and do a good job – it could even be a day or two's work. But this might be perfect for you one weekend when you've got nothing else on. Make sure you bring the right equipment and work in a professional manner. Just because it's not your actual job, that doesn't mean you should cut corners. Many people will be willing to pay you cash upon the completion of the job, so how quickly you can make it depends on how easily you can find someone who needs something doing.
Performing in the Street
This one needs some confidence and a bit of talent – but it could be a quick and fun way to earn that $100. To be good at this, you'll probably need to be musical or have another entertainment-based skill like juggling or street dance. Go to a busy area with lots of foot-traffic, like a shopping precinct. Make sure you're allowed to perform on the street for money in your specific location, and also ensure that you aren't encroaching on another performer's patch. You could actually make that $100 within a few hours, in the right location – and without a lot of planning beforehand.
Selling something might be quick and easy, but if you've got a particular talent or skill, you could make the money you need in other ways. Some of these options don't even need a talent, just the willingness to put some hard work in.
Becoming an Lyft Driver
This could be an excellent option for you. Lyft has created an industry of self-employed taxi drivers – you could be one of them. It might take a few days to get registered and start getting clients, and you'll also have to make sure you're allowed to offer the service in your area (some locations have banned Lyft). You might only need to do a few hours driving to get that $100, but it could also be a sustainable long-term option and an excellent side earner (or long-term job).
Become a House Sitter
More and more people are looking for someone to look after their house while they're away. This could be a great option if you have some valuable homes in your area. It's also easy money – all you really have to do is sit around and make sure the house is secure. It might take a while to get the right client, so it isn't the quickest option available.
Become a Pet Sitter or Dog Walker
Similarly to house sitting, people also need their pets looked after (or walked). The difference is that this kind of work probably has a bit more demand as more people have pets that need looking after than want their house occupied while they're away. You could ask around in your local area to see if anyone wants their dogs walked, or see if any friends or family need a similar service. This job is easy and fun, but you will need some experience with a range of different animals. If you're doing this as a cash-in-hand job for someone you know, you could get the money reasonably quickly.
Take Out a Bank Loan
Bank loans are still a viable option if you need some money fast. You might be able to get approved on the same day, so you can get your money straight away. While larger amounts might be more difficult to loan, a simple $100 shouldn't be too difficult to get from the bank, as long as your finances are in order. Be prepared for extensive financial checks – and this is only an option if you have a good financial background.
Make sure you're aware of all interest rates and penalties. You'll obviously be required to pay the money back as well as some interest – that's how the banks make their money.
Borrow It From Friends or Family
This is one of the easiest options out there – and while $100 might be a bit of a push to borrow from someone you barely know, your close friends and family might be able to help. Simply be up front about what you need the money for, and make sure you pay them back quickly.
Take Out a Pay-Day Loan
There are more and more of these services appearing. They differ from bank loans in that they're a more immediate, short-term option to getting money – but they also have much higher interest rates. If you know that you're going to get paid soon, you could borrow against your pay check with one of these pay-day loan services. You should get your money quickly, potentially even the same day.
The interest rates on these sorts of loans are large, and so are the late payment penalties. Make sure you've checked all the small print, and ensure you pay all the money back as quickly as possible, as failing to do so could lead you to spiral into even more debt. Payday loans can be quite dangerous, and are generally not recommended, but they are an option for desperate times.
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