Product Name: 7 Minute Paycheck
Product Owner: Julie McDaniels
Advertised Price: $17
What Is It?
7 Minute Paycheck actually requires you to buy another product called Desktop Lightning within the members area. That software basically allows you to promote offers to other people's computers, but it requires them to install the software first.
Inside the members area there are also recommendations to buy at least 5 other “make money” products.
The order form did not contain payment security that you should expect from any place that you submit your credit card information. On this fact alone, I recommend you do not buy.
Inside the members area there were 7 tabs, each of which contained affiliate links to other paid products. There was no training at all.
There was also a very deceptive ‘coaching call’ recommended which I expect is an attempt to sell you more expensive training products. Some of these private coaching packages range into the $10,000 range and are often based on how much credit you have.
Before You Buy
This is a very suspicious website associated with other scams. After searching in Google for all the pages related to 7 Minute Paycheck (on the main domain), I found that there were 3 exit pages attempting to get you to buy other products. I have done reviews of many of the products you see below
But the plot thickens.
Originally, I wasn’t going to buy the product at all because I was not happy about submitting my credit card information to a website without https security. I was unable to find any information about the diagonal marketplace that was supposedly selling this product, nor could I find anything about the payment processor.
So I thought that maybe the secure form would come on the next page. I submitted fake credit card information and clicked ‘buy now’. Surprisingly, I was taken to the members area.
I honestly have no idea what that means as far as charges go, but please don’t put your real information in the form.
What I Liked
This product is scary. Nothing to like this time.
What I Didn’t Like
The first tab tells you to call a phone number for a private coaching call. This is a major red flag, and these call centers are nothing but attempts to get you to buy more stuff.
Very often these calls ask you for credit limit information and base product prices on how much you can afford, trying to tap you for all you’re worth.
Every single other tab was a promotion for another product. That’s right, nothing was actually in the members area of 7 Minute Paycheck except for more sales pitches.
The supposed “main product” you bought is Desktop Lightning. Unfortunately, I
couldn’t find (review updated in that link) any real information on what this software does, but there were a lot of complaints in Google, and “Desktop Lightning refund” was one of the most widely searched terms in relation to the software. (Update: I tried it. Click the link to read the full review)
From what I gather it seems to be some kind of link posting software, which I know does not work at all. The worst part is that we are told to immediately upgrade to the platinum version.
*Update: You have to get other people to install it on their computer so that you can send them promotions. There's no training on HOW to get this done. Within the members area of 7MPC you are encouraged to immediately go premium, which is $19.95/month and lets you send promotions to random people.
None of the products listed in the 7 tabs are actually worth anything. They will likely change over time, but as of Oct 2014, two of the ones I checked out were the Done For You Profit System (which looks a lot like the Full Money System) and Partner with Devon (seems to be cheesy network marketing scheme).
There were more, but they are not worth getting into because it became clear that 7 Minute Paycheck is a flat out scam.
Products like this are not uncommon, and the people behind them are anonymous, so they rarely get caught or deal with the consequences of their actions.
But don’t let this put you off of online business completely. There are honest ways to make money online, and there are people that do it full time.
No, it won’t be a simple link-posting job or something you can do in your spare time to earn some extra cash. If you want that, get a part time job.
But if you are serious about learning how to earn money online and ready to spend some time learning how the pros do it, you can learn how I work online full time. In a nutshell, I write articles and promote products for commissions. That link above is to my free email course where you can get the details of how everything works (the course is free, and you get 2 free websites too).
I hope this review helped you to save some time and money.
Have you bought into similar scams? What was your experience?